One-Phase Clarity
for 50% off
Below you’ll find the key rules and answers to common questions — one evaluation phase, flexible payouts, and nothing hidden in the small print.
Profit Target
The profit needed to pass the evaluation phase and reach the funded stage.
- One-Phase Clarity
- 9% of starting balance
Example: on a $100,000 account, your profit target is $9,000.
Daily Loss
A cap on how much you can lose in a single day. Breaching it closes the account.
- Limit
- 4% of account value / day
- Resets
- 17:00 EST (rollover)
Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: balance $10,000, equity $10,500 → next-day limit is 4% of $10,500 = $420.
Max Trailing Drawdown
Your maximum lifetime loss, trailing your highest closed balance.
- One-Phase Clarity
- 6% of starting balance
Example: $10,000 start → trailing drawdown sits at $9,400. Reach a closed balance of $10,500 and it moves up to $9,900. It trails off closed trades only and never drops back down.
Profit Split
How much of your trading profit you keep.
- Standard
- 80% of net profit
- With add-on
- Up to 90%
Payouts
A flexible payout structure once you reach the funded stage.
- First payout
- On-demand
- Minimum withdrawal
- 1.5%
- Payout cycle
- Every 7 days
- Consistency rule
- None
Your first payout is available on demand — request it any time, subject to a 1.5% minimum withdrawal. After that, payouts every 7 days. Note: the 7-day cycle begins from your first trade.
Minimum Trading Days
No minimum trading-day requirement on this account — trade at your own pace.
- One-Phase Clarity
- None required
News Trading
Enabled by default on all stages — trade freely around major economic events.
- One-Phase Clarity
- Included
News straddling, or any execution designed to gain an unfair advantage, is not permitted.
Weekend & Overnight Holding
Hold trades overnight and through the weekend — no add-on required.
- Overnight
- Included
- Weekend
- Included
Scaling
Grow your account up to double its original size as you trade well.
- Growth
- +25% per 90 days
- Trigger
- 10%+ gain over 90 days
- Cap
- Up to 2× starting size
Grow 10%+ over a 90-day period, email support@instantfunding.com with subject “Scaling Request” (Account ID + confirmation), and we add 25% of your starting balance. Repeatable every 90 days up to 2×.
Leverage
How much you can multiply your position size. Leverage varies by asset type.
- Currencies
- 1:30
- Commodities
- 1:20
- Indices
- 1:20
- Crypto
- 1:2
- Metals
- 1:5
Temporary update: due to increased market volatility, leverage on Metals, Oil and Indices is temporarily set to 1:5 on funded accounts only. Standard leverage returns once conditions stabilise.
Built-in safety, not surprises
These limits exist to protect your account and keep a level playing field for every trader. Stay within them, manage your risk, and you’ll trade your way to a payout.
Account Drawdown
If unrealised losses on your open positions exceed 2% of your starting balance, the system closes everything automatically. First time, your account moves to a 50% profit split and stays active — your second chance. A second breach closes the account permanently.
Account Limits
One combined cap of $1,000,000 across all account and challenge types, based on starting balance only — not a separate cap per programme. Scaling doesn’t count against it: only the original starting balance is counted, so the scaled-up portion is excluded.
Instrument Commissions
Commission-free accounts have no commissions. The rates below apply only to RAW spreads accounts.
- FX
- $5 / lot
- Metals
- $5 / lot
- Commodities
- $2 / lot
- Crypto
- $1 / lot
- Indices
- ~$2 (USD-based)
Trading Instruments
Trade any instrument across our market feeds — 65 instruments over four asset classes: major & minor currency pairs, major & minor indices, cryptocurrencies, and commodities.
Inactivity
If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.
The following strategies and behaviours are not permitted and may result in account termination or profit removal. They undermine fair evaluation and a level playing field for every trader. See the full policy →
One-Sided Bets
All-or-nothing directional positions that rely on a single outcome instead of managed risk.
Grid Trading
Layering orders at fixed intervals to average into a position regardless of direction.
High-Frequency Trading
Trades held 60 seconds or less, or an unusually high number of trades per hour.
Copy Trading (unrelated)
Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.
Public Third-Party EAs
Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.
Reverse Trading & Group Hedging
Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.
Group Copying / Account Management
Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.
Account Churning (Rolling)
Repeatedly opening and recycling accounts to game resets, refunds or payouts.
Exploiting System Glitches
Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.
Exploiting Platform Inefficiencies
Gaming latency, feed gaps or execution quirks for an unfair edge.
