Previously known as: Instant Funding Go
Below you’ll find the key rules and answers to common questions for Instant Funding Lite — a smart drawdown that tightens as you lock in profit, weekly payouts, and nothing hidden in the small print.
Smart Drawdown
Your maximum loss is limited to 10% of your starting balance, managed through a hybrid drawdown model that tightens once you lock in profit.
- Starting limit
- 10% of starting balance
- Lock-in trigger
- +5% gain on account balance
- Post lock-in
- 5% of starting balance
Example: with a $10,000 starting balance, your account can’t initially drop below $9,000. Once you make 5% profit ($500), your max drawdown level adjusts to $9,500.
Daily Loss
A cap on how much you can lose in a single day. Breaching it closes the account.
- Limit
- 4% of account value / day
- Resets
- 17:00 EST (rollover)
Recalculated at 17:00 EST on the higher of your Balance (excl. open trades) or Equity (incl. open trades). Example: Balance $10,000, Equity $10,500 at rollover → next day’s limit is 4% of $10,500 = $420.
Payouts
Your first withdrawal is available 14 days after your initial trade — after that, you can withdraw every 7 days following your next trade.
- First payout
- 14 days after your initial trade
- Then
- Every 7 days after your next trade
- Minimum
- $25
To request: ensure all trades are closed and your Smart Drawdown is locked in, then choose your withdrawal method and amount from your dashboard.
Scaling
Double your account size after achieving a minimum 10% gain — up to a maximum balance of $1,280,000.
- Requirement
- Minimum 10% gain, all trades closed
- Reward
- Account balance doubles instantly
- Maximum
- $1,280,000 balance
When scaling, only 5% of your account’s starting balance is used, while you keep the remaining profit. The scaling button appears on your dashboard home screen once your account is eligible.
News Trading
Permitted only with the Swing add-on, which gives full access to trade during high-impact events.
- Without add-on
- Restricted — 4 minutes either side of a major news event
- With Swing add-on
- Included
Without the Swing add-on, trades executed within 4 minutes before or after a major news event are restricted — profits from such trades may be adjusted, and accounts reset if necessary. See the full list of affected news events via the link above.
Weekend & Overnight Holding
Overnight holding is included. Weekend holding requires the Swing add-on.
- Overnight
- Included
- Weekend
- Swing add-on required
Without the Swing add-on, close all positions before the market closes on Friday to avoid a breach.
Leverage
How much you can multiply your position size. Leverage depends on whether the Swing add-on is active on your account.
| Asset class | Without Swing | With Swing |
|---|---|---|
| Currencies | 1:100 | 1:30 |
| Metals | 1:20 | 1:8 |
| Commodities | 1:20 | 1:10 |
| Indices | 1:20 | 1:10 |
| Crypto | 1:2 | 1:1 |
The Swing add-on reduces leverage but allows news trading and weekend holding.
Built-in safety, not surprises
These limits exist to protect your account and keep a level playing field for every trader. Stay within them, manage your risk, and you’ll trade your way to a payout.
Max Lot Rule
Clear limits on total lot sizes per asset class. Multiple positions within the same category are counted together when calculating total volume.
| Account size | FX | Commodities / Metals | Indices | Crypto |
|---|---|---|---|---|
| $1,250 | 0.5 | 0.04 | 0.25 | 0.1 |
| $2,500 | 1 | 0.08 | 0.5 | 0.25 |
| $5,000 | 2 | 0.15 | 1 | 0.5 |
| $10,000 | 4 | 0.3 | 2 | 1 |
| $20,000 | 8 | 0.6 | 4 | 2 |
| $40,000 | 16 | 1.2 | 8 | 4 |
| $80,000 | 32 | 2.4 | 16 | 8 |
Violating the Maximum Lot Rule results in a full account reset.
Risk per Trade Idea
You may not risk or lose more than 2% of your starting account balance at any time on a single trade idea.
- Limit
- 2% of starting balance per trade idea
- Breach type
- Hard breach
A trade idea includes all open positions on the same instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes counts as the same trade idea and does not reset the limit.
Account Limits
One combined cap of $1,000,000 across all account and challenge types, based on starting balance only — not a separate cap per programme. Scaling doesn’t count against your cap: if an account grows through a scaling plan, only the original starting balance is counted and the scaled-up portion is excluded.
Instrument Commissions
Commission-free accounts have no commissions. The rates below apply only to RAW spreads accounts.
- FX
- $5 (R80) / lot
- Metals
- $5 (R80) / lot
- Commodities
- $2 (R32) / lot
- Crypto
- $1 (R16) / lot
- Indices
- ~$2 (~R32) USD-based
Inactivity
If no trade is placed within 60 days of your account purchase, or within 60 days of your last trade, the account is automatically closed.
The following strategies and behaviours are not permitted and may result in account termination or profit removal. They undermine fair evaluation and a level playing field for every trader. See the full policy →
One-Sided Bets
All-or-nothing directional positions that rely on a single outcome instead of managed risk.
Grid Trading
Opening multiple layered positions at set price intervals to build exposure automatically. This includes both traditional grid trading, where orders are placed above and below the current set price, and one-directional grid trading, where multiple positions are continuously layered in the same direction (i.e. order book spamming). Grid-style behaviour is restricted because it can create uncontrolled risk across the account.
High-Frequency Trading
Trades held 60 seconds or less, or an unusually high number of trades per hour.
Martingale
Repeatedly doubling lot sizes after losses in an attempt to recover with a single winning trade.
Copy Trading (unrelated)
Copying trades, signals or management from accounts that aren’t your own. Your own accounts are fine.
Public Third-Party EAs
Public third-party expert advisors are restricted. First-party EAs you build yourself are allowed.
Reverse Trading & Group Hedging
Opposite positions across accounts, or coordinated positions across traders, to eliminate risk.
Group Copying / Account Management
Anyone other than the owner trading the account, or identical-setting group copying. Breaches KYC/AML.
Account Churning (Rolling)
Repeatedly opening and recycling accounts to game resets, refunds or payouts.
Exploiting System Glitches
Profiting from platform bugs, pricing errors or technical faults rather than genuine market moves.
Exploiting Platform Inefficiencies
Gaming latency, feed gaps or execution quirks for an unfair edge.
