How do On-Demand Payouts work?

On-Demand Payouts let you withdraw profits whenever you choose — no need to wait for scheduled payout dates. On average, traders receive their withdrawals in about half the time compared to the previous payout system. This feature offers flexibility while promoting responsible risk management.

Who It’s For

On-Demand Payouts are mandatory for:

• All One-Phase Pro and Two-Phase accounts
• All One-Phase Micro, IF Micro Pro, IF Micro Clarity, IF Starter, and Two-Phase Micro accounts

Not part of On-Demand Payouts:

• IF Micro Lite — paid out on a fixed 14-day cycle instead. Its requirements are noted alongside each rule below, and in the IF Micro Lite FAQ.

If you meet the criteria below, you can request a payout at any time.

How It works

To qualify for a payout, simply follow these two rules:

Rule 1: Best day limit

For One-Phase Pro and Two-Phase challenges: Your best trading day must not account for more than 40% of your total profit. For instance, if you earn 35% of your total profit on day one, 32% on day two, and 33% on day three, you’re eligible to withdraw in just 3 days. Here’s a handy calculator you can use:

For IF Micro Pro, IF Starter, One-Phase Micro, and Two-Phase Micro: Your best trading day must not account for more than 15% of your total profit. For example, if you earn 15% on each of the first 6 days and 10% on day seven, you’re eligible to withdraw in just 7 days.

For IF Micro Pro accounts with the 20% Consistency add-on: Your best trading day must not make up more than 20% of your total profit. For example, if you earn 20% on each of the first 4 days and 20% on day 5, you’re eligible to withdraw in just 5 days.

For IF Micro Lite (fixed 14-day payout cycle): Your best trading day must not account for more than 15% of your total profit.

Rule 2: Minimum profit

For IF Micro Pro:Your total net profit must reach at least 5% of your starting balance.
Example: On a $10,000 account, you need just $500 in profit to qualify.

For IF Starter: Your total net profit must reach at least 2% of your starting balance.
Example: On a $10,000 account, you need just $200 in profit to qualify.

For IF Micro Clarity: Your best trading day must not account for more than 20% of your total profit, and your total net profit must reach at least 3% of your starting balance before you can request an On-Demand Payout. For full payout eligibility requirements, including Minimum Profitable Days, read here.

For all other programs: Your total net profit for a payout must reach at least 1.5% of your starting balance or $25, whichever is larger.
Example: On a $10,000 account, you need just $150 in profit to qualify.

Once you meet these conditions, you can withdraw all of your available profits in one go, at any time. 

IF Micro Lite is the exception: payouts run on a fixed 14-day cycle rather than on demand. Your total net profit must reach at least 5% of your starting balance, and your Smart Drawdown must be locked in at 3%, before you can request a payout.

If you have any questions, our support team is ready to help. Contact us at support@instantfunding.com or via live chat.