Year of
the Trader

Our main goal for 2026 is to make every Instant Funding product and process as clear and reliable
as possible by simplifying trading rules and explaining them better to our traders.
Save 35% and get a 90% profit split add-on for free by using code TRADER2026

Frequently Asked Questions

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How do On-Demand Payouts work?

On-Demand Payouts let you withdraw profits whenever you choose—no need to wait for scheduled payout dates. On average, traders receive their withdrawals in about half the time compared to the previous payout system. This feature offers flexibility while promoting responsible risk management.

Who It’s For

On-Demand Payouts are mandatory for:

  • All One-Phase and Two-Phase accounts
  • All One-Phase Micro, IF Micro and IF1 accounts

If you meet the criteria below, you can request a payout at any time.

How It works

To qualify for a payout, simply follow these two rules:

Rule 1: Best day limit

For One-Phase and Two-Phase challenges: Your best trading day must not account for more than 40% of your total profit. For instance, if you earn 35% of your total profit on day one, 32% on day two, and 33% on day three, you’re eligible to withdraw in just 3 days. Here’s a handy calculator you can use:

Calculate your overall profit for One-Phase and Two-Phase challenges

Enter your best day profit
Your overall profit should be or more

For IF Micro, IF1 and One-Phase Micro: Your best trading day must not account for more than 15% of your total profit. For example, if you earn 15% on each of the first 6 days and 10% on day seven, you’re eligible to withdraw in just 7 days. Check if you’re ready to withdraw:

Calculate your overall profit for IF Micro, IF1 and One-Phase Micro

Enter your best day profit
Your overall profit should be or more

Rule 2: Minimum profit

For IF Micro: Your total net profit must reach at least 5% of your starting balance.
Example: On a $10,000 account, you need just $500 in profit to qualify.

For IF1: Your total net profit must reach at least 3% of your starting balance.
Example: On a $10,000 account, you need just $300 in profit to qualify.

For all other programs: Your total net profit for a payout must reach at least 1.5% of your starting balance or $25, whichever is larger.
Example: On a $10,000 account, you need just $150 in profit to qualify.

Once you meet these conditions, you can withdraw all of your available profits in one go, at any time. 

If you have any questions, our support team is ready to help. Contact us at support@instantfunding.com or via live chat.

Did this answer your question?

Please note that all accounts we provide to our clients are demo accounts with fictitious funds, and any trading is in a simulated environment only. For more information, please feel free to visit our FAQ section. Ok, I understand

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Just sign in with a Google account, install our free loyalty card if you don’t already have one, and claim a guaranteed free $5,000 One-Phase Challenge. Become one of the first 5,000 traders to hit the profit target and keep your funded account (11% funded left as of today).

Project’s partner IF Crypto will also randomly give out 1,000 free $2,500 Moonshot accounts, and new subscribers to our social media pages will receive hundreds of extra prizes. During the giveaway, new customers will earn 50% more PlusPoints with their first purchase, and every trader will get up to 1,000 PlusPoints for referring friends

If you previously created an Instant Funding account using a Gmail address, please sign in with the Google Account whose primary email matches that same address.

You’re almost in

We’ve sent you an email with instructions on how to install your free loyalty card if you don’t already have one. Once you’ve installed it (or if you already have the card), we’ll send you a second email confirming that you’ve definitely secured your free challenge.

Please note that, due to unprecedented demand from traders worldwide, there may be a delay of 1–15 hours between this confirmation email and the email containing the link to claim your free account. We’re actively working to shorten this window by adding more capacity to our servers.

If you previously purchased with Instant Funding using a non-Gmail email address, please enter that address below so we can ensure a seamless experience once you pass the challenge. Afterward, follow the instructions sent to your Gmail address.